HOUSEHOLD
Household insurance protects you against damage to your property, contents and personal possessions outside your home. When assessing the rebuild cost of your property, you must include the cost of demolition, site clearance and architect fees, so we recommend a survey before insuring the property, so you do not underinsure your home.
This policy can also include liability, legal expenses and home emergency cover.
LIFE INSURANCE
Life insurance is there to help minimise the financial impact on your family and loved ones as a result of your death. If you die or if you are diagnosed with terminal illness with a life expectancy of less than 12 months, during the length of your policy, it could pay out a cash lump sum. Life insurance gives you peace of mind but most importantly, you do it for them.
If premiums aren’t maintained the cover provided by the policy will cease